This guide is for you if:
- you are or were married or in a civil partnership, and
- you have started or finished divorce proceedings or proceedings to end a civil partnership in England and Wales, and
- you cannot agree how to share out what you own between you, and
- you are applying or thinking of applying for a financial order, without the help of a lawyer, or with only limited help because you don’t have the money to pay for a lawyer to do the whole job for you.
It is also for people supporting others in this situation, for example Support Through Court volunteers, CAB volunteers, advice workers, and support workers as well as relatives and friends.
If you have what lawyers call a ‘high value’ case then this guide will only be of limited use. ‘High value’ cases are ones involving lots of money and property and possibly extensive business interests too. They often raise complex issues, which we cannot deal with in this guide.
If you are or were living together as a couple but were not married or in a civil partnership then this guide is not for you. This is because your legal situation is different. You can find more information to help you work out what to do next by going to Cohabitation.
Although this guide focuses on the applicant (the person who applies for a financial order) and what they need to do, much of it is equally relevant to the respondent (the person who has to respond to the application).
If you apply for a financial order without any legal help or with only limited help from a lawyer, then the law calls you a ‘litigant in person’. It may be that you and your ex are both litigants in person.
What does this guide do?
We help you understand how to apply to court for a financial order if you can’t come to an agreement. The court will expect you to try and reach an agreement so if you haven’t already looked at our guide Sorting out your finances when you get divorced, that is the place to start.
This guide explains what you need to understand if you cannot afford a lawyer to help with most or all of it. We show you what orders you can apply for, how the court process works, and what you need to do and how and when to do it.
It is long, but don’t be put off. You don’t have to read it all at once. You can start by looking at The process to get an overview of what a typical case might look like. Then use the contents page to find the sections that are relevant to the stage you have reached.
We try to explain any legal language as we go along, but there is also a section at the end of the guide called What does it mean?
We do not explain what to do if you need financial support from your ex husband, wife or civil partner but you have not yet started divorce proceedings or proceedings to end a civil partnership.
We do not explain how to stop your ex husband, wife or civil partner hiding or getting rid of money or property because they want to avoid having to share them with you. If you think you are in this situation, get legal help quickly. For information about where to get legal help, see More help and advice.
Getting a little bit of legal advice
We know that many people can’t afford to pay a solicitor, or want to do as much as possible themselves to save money. But there are times in this process when you will find it really useful to get a bit of expert help from a family law solicitor.
To help with this, we have teamed up with Resolution to provide a panel of family law solicitors that can help you at the most important points of this process for a low-cost, fixed fee.
Because we know many of our users have limited funds, we have designed the process to make getting advice as cheap as possible for you by making sure that you use the solicitor’s time efficiently.
How the Affordable advice service works
As you go through this guide, you will see various points where we suggest you get some legal advice if you can possibly afford it. We only do this when we think it will be really useful.
We set out clearly what the solicitor can advise you on and how much it will cost you. There are no hidden extras.
You will use the solicitor’s time effectively by:
- reading the relevant sections of this guide, which will enable you to understand the process and where you are in it, and
- completing a form we send and sending it to the solicitor two working days before your appointment. This will tell the solicitor everything they need to know about your case in order to give you advice.
You choose to have an appointment by video call, in person or by phone.
During the appointment, you are encouraged to take notes of the advice given and the solicitor can help make sure you have got all the most important details. Make sure you ask the solicitor to explain anything that you don’t understand or repeat anything you need repeating.
All of the solicitors on our panel are members of Resolution. Resolution members are family lawyers committed to helping people resolve their family disputes constructively and in a way that considers the best interests of the children.
If you decide to get some legal advice from one of our panel members, you will still be in charge of your own case - the lawyer will not be on the court record as acting for you, and their name won’t be on any of the paperwork.
If you don’t want to use the service, you don’t have to. This guide will still be extraordinarily helpful.
This service is designed to meet the needs of people with low to medium incomes and not many assets. If you have lots of assets or a high income you are welcome to use the service but you will probably need more advice than can be given in the appointments described here. Talk to your solicitor about what else you need. This will usually be charged at their normal hourly rate.
Whatever your situation, it is really helpful to get some advice as early on as possible to help you work out where you stand.