If you can’t pay your debts and want to declare yourself bankrupt, you must apply to a court to issue a bankruptcy order against you. Includes declaring yourself bankrupt and filing your bankruptcy petition. 

Explains what happens if you are made bankrupt and how you may be able to oppose a bankruptcy petition.

If a creditor wants to make you bankrupt, they have to follow a certain process. Often, this will start with sending you a warning notice about your debt, called a statutory demand. Explains what you can do if you receive a statutory demand from a creditor, especially if you want to avoid being made bankrupt.

Explains when a debt relief order (DRO) may be a good option for you to deal with your debts. A DRO stops most creditors from taking further action against you and can help you to get a fresh start. The law about DROs can be complicated, but this fact sheet explains what you need to know step by step.